Money and Banking

Managing your money effectively in Australia makes the difference between constant financial stress and comfortable student life. Our money and banking guides help international students understand Australian financial systems and build healthy money habits.

From opening your first Australian bank account to lodging your tax return, from choosing phone plans to tracking your spending – we cover every financial aspect of student life in Australia. Our guides are practical, honest, and written for students managing money independently, often for the first time.

We compare the best bank accounts for international students, explain how to send money home cheaply, and clarify confusing concepts like TFN, ABN, superannuation, and tax residency. Learn how to lodge your first Australian tax return online, understand what your payslip actually means, and know which tax deductions you can legitimately claim.

Our budgeting guides include real monthly budgets with actual numbers from Melbourne, Sydney, and other cities. We teach proven budgeting methods (like the 50/30/20 rule), show you how to track spending using free apps, and help you plan for large expenses like laptops and flights.

You’ll also find guides on choosing mobile phone and internet plans, understanding cost of living by city and suburb, and avoiding common money mistakes that international students make. We cover everything from emergency funds to buy-now-pay-later services.

Take control of your finances in Australia. Build money skills that serve you throughout your studies and beyond.